Lease-backed loans

Borrow against the cell tower lease on your land

You do not have to sell the contract to unlock cash. Apply in the landowner portal. Lenders in the buyer portal send offers. The application automatically enrolls the site in Space Parcel management so the loan is sitting on a file someone is actually watching.

Apply in the landowner portalGet the free lease report first

Underwrite from the lease

Upload the contract. The AI report plus rent and remaining term is what lenders see.

Offers in your inbox

Buyers and lenders message you inside Space Parcel. Compare rate, term, and purchase offers side by side.

Management is included

A loan against a lease fails if nobody answers the carrier. Enrollment is automatic with the application.

What you get when you enroll

Applying for a loan is also how many owners start management. These are the benefits attached to every enrolled site — whether you take the loan, sell the lease, or just want the carrier off your phone.

  • ✓Space Parcel is the single point of contact for every carrier on the site
  • ✓Access requests, upgrades, and notices stay in the carrier portal — not your inbox
  • ✓AI triages each carrier request for rent, term, and access risk
  • ✓Notice and renewal calendar so automatic extensions cannot sneak past you
  • ✓Rent audit and increase program based on your AI lease report
  • ✓Amendment and colocation review before anyone adds equipment
  • ✓Insurance and compliance certificates tracked in the file
  • ✓Document vault: lease, memo, survey, tax, rent history
  • ✓Your site is visible only to buyers and lenders we already work with
  • ✓You can accept a loan offer or a purchase offer without leaving the portal

For lenders and buyers

The buyer portal only lists landowners Space Parcel already has under management. You can fund a loan or offer to buy the contract, then message the owner in-app.

Open a buyer / lender account →

You stay the landowner

A loan is not a sale. You keep the dirt. Space Parcel manages the tenant relationship so the rent that supports the loan actually keeps showing up.